@misc{1130716,
  author = {William Newhouse},
  title = {Multifactor authentication for e-commerce:},
  year = {2019},
  month = {2019-07-01 04:07:00},
  publisher = {, National Institute of Standards and Technology, Gaithersburg, MD},
  doi = {https://doi.org/10.6028/NIST.SP.1800-17},
  language = {en},
}