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Federal Employees Group Life Insurance (FEGLI) Contact Human Resources, Gaithersburg, MD Through the Federal Employees' Group Life Insurance Program (FEGLI), NIST employees may be eligible for low-cost term life insurance. Participation is voluntary and the amount of life insurance available is based on the employee's salary. Premiums are conveniently paid through payroll deductions. The cost of life insurance premiums is shared by the Federal government and the employee, with the government contributing 1/3 of the cost. Accidental death and dismemberment benefits are an added feature at no extra cost. Employees may also buy life insurance coverage for family members at competitive group rates; however, employees pay the full cost of that insurance should they choose to purchase it. The FEGLI Program is administered by the Office of Personnel Management (OPM). For more detailed information, visit the OPM FEGLI home page.
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